Additional Card Benefits and Highlights
If you spend $5,000 on purchases during the first three months of starting your account, you’ll receive a 75,000-point bonus. Spending $30,000 on the card is required each year in order to acquire one ticket, which entitles you to two companion tickets.
A companion ticket must be used within two years of the date of issuing. Taxes, fees, and carrier charges may also apply to fares, but you can use reward points to pay for them.
Gaining the most points: Hotel reservations and some aircraft tickets can be made with the British Airways Visa Signature Card.
For every dollar you spend on flights operated by British Airways, Aer Lingus, Iberia, and LEVEL, you can earn three Avios, or points. Additionally, when booking directly via the hotel, you can get two points for every dollar spent, and one point for every dollar spent elsewhere.
At www.ba.com/Chase10, all cardholders can benefit from a 10% discount on brand-new airline reservations by using the offer code CHASEBA10.
Purchase protection is one of the card’s perks; it covers theft or damage to products you’ve purchased with the card for 120 days, up to $500 per claim, and $50,000 per account. Additionally, on purchases made with qualified cards, the manufacturer’s guarantee of three years or less is extended by an additional year.
Fees and Rates
You can anticipate paying the following rates and fees for the British Airways Visa Signature Card:
Up to $40 for late payments.
Up to $40 for returned payments.
$95 annual fee.
$5 or 5% for each balance transfer, whichever amount is greater.
$10 or 5% for each cash advance, whichever is greater.
21.24% to 28.24% variable annual percentage rate, based on your creditworthiness.
With a British Airways Visa Signature Card, you can maximise rewards when you spend $5,000 within the first three months of opening your account on purchases to qualify for the 75,000-point welcome bonus. If you spend $30k in the first year, you get two companion tickets.
Use the card to earn more money when booking select flights and hotels. For every dollar spent on flights with British Airways, Aer Lingus, Iberia, and LEVEL, you will receive three points. Additionally, you will receive two points for each dollar spent on hotel accommodations and one point for every additional dollar.
For the purpose of sharing accounts, redeeming points, and transferring points from your account each billing cycle, you must sign up for British Airways Executive Club, the airline’s complimentary customer reward programme. Your membership in the Executive Club entitles you to reward trip bookings online.
Your points will not expire as long as your Executive Club account is active once every 36 months.
Evaluations of Other Cards
Although the sign-up bonuses for new cardholders are different, both cards carry a $95 annual fee. After making $5,000 in transactions within the first three months after account opening, the British Airways Visa Signature Card awards 75,000 extra points. After making $4,000 in purchases with the Chase Sapphire Preferred Card during the first three months of account opening, you will receive 60,000 bonus points. When you redeem through Chase Ultimate Rewards®, that amounts to $700.
The Chase Sapphire Preferred Card provides the benefit of allowing you to earn 3X points on meals, including qualified takeout, delivery, and dining out, as well as 2X points on travel. Earn one point for every dollar spent on additional purchases. When you use the Chase Ultimate Rewards website to redeem your points, you’ll also receive a 25% bonus. As the epidemic continues to interrupt travel, these qualities may make this card a more sensible option than the British Airways Visa Signature Card.
Identify it You could save money by using miles rather than a British Airways Visa Signature Card. If your credit is excellent, you could be able to get a Discover it Miles card with a variable APR as low as 16.99% to 27.99% as opposed to the British Airways Visa Signature Card’s variable APR of 21.24% to 28.24%. Identify it There is no annual fee for miles, but there is one of $95 for the British Airways Visa Signature Card.
After making $5,000 in transactions within the first three months after account opening, the British Airways Visa Signature Card awards 75,000 extra points.
Discover it in contrast Every purchase made with your card will earn you an infinite 1.5 miles, and at the end of your first year as a cardholder, Miles will equal the miles you have accrued. Additionally, you’ll have the freedom to convert miles into cash at any moment and in any number.